Cohold tracks income, expenses and settlements for jointly owned rental properties. Every co-owner always knows exactly where they stand.
You're on the list — we'll be in touch soon.
That's £423/month in combined tax across two brackets, and that's before repairs, agent fees, and allowable expenses. The full picture is messier than it looks.
Let Cohold handle the maths →One co-owner updates the sheet, the other works from a stale copy. Formulas get overwritten, rows go missing, and nobody is sure whose version is right. What started as a tidy spreadsheet turns into a mess neither of you trusts.
Chasing your co-owner for their share of a boiler repair, or explaining why the letting agent fee came out of your account again, wears on the relationship. Without a clear record, every payment becomes a negotiation.
HMRC requires each co-owner to declare their exact share of rental income and allowable expenses. Pulling it together from bank statements, emails, and disputed spreadsheets at self-assessment time is slow and stressful.
Enter the property details and specify each co-owner's share. Cohold stores the split so you never have to recalculate.
Record rent received or a repair invoice. Cohold instantly calculates each owner's portion based on their percentage.
View real-time P&L per owner, export reports for your accountant, and know exactly who owes what.
| Date | Description | Total | Alice | Bob |
|---|---|---|---|---|
| 01 Apr | Rent received | £1,500 | £900 | £600 |
| 07 Apr | Boiler repair | −£340 | −£204 | −£136 |
| 10 Apr | Letting agent fee | −£150 | −£90 | −£60 |
| 30 Apr | Rent received | £1,500 | £900 | £600 |
| Net this month | £2,510 | £1,506 | £1,004 | |
Set each owner's percentage once. Every transaction is divided instantly — no calculator needed.
Every penny logged. P&L per owner, exportable for your accountant, with event reminders for compliance deadlines.
Generate Making Tax Digital compliant summaries with one click. Bank sync via Monzo included on Pro.
We're opening Cohold to a small group of co-owners first. Here's what that means for you.
Use the full product at no cost during early access. No credit card, no commitment.
Tell us what's missing. Early members shape what we prioritise on the roadmap.
When paid plans launch, early members will get a better rate — locked in for as long as you stay.
Early access
We'll send you an invite as we bring people on. No pressure, no timeline — just a heads-up when your spot is ready.